Auto Insurance
Do you have the right amount of Auto Insurance? At Nair Insurance Agency, we’ll personally review your policy and help you identify any potential overlaps or gaps in your coverage. We’ll also identify any discounts you may qualify for. It’s all part of the professional, personal service offered by us.

Coverage Options:
o Bodily Injury and property damage liability
o Collision damage
o Other than collision damage
o Uninsured/ underinsured motorist
o Personal Injury Protection
o Loss of use
o Many others
Coverage; Bodily injury, property damage, collision, comprehensive, uninsured or underinsured, loss of use, death and dismemberment, towing, glass deductible buyback. Discounts: 50+, Auto + (homeowners or renters), multiple car, Good student, Occupational, safe driver and many more.

Life Insurance
You buy Life insurance trusting that the company will keep its promise, use your money wisely, and meet its financial obligations to you. That’s why your Life insurer should be a company with a tradition of financial integrity, stability, safety, customer satisfaction and consistent performance. You need a company dedicated to fulfilling its long-term commitments to its customers.

That company is Farmers New World Life. Farmers New World Life has been helping people just like you since 1910. We are a member of the Farmers Insurance Groups of Companies ®, one of the largest insurers of autos and homes in the United States. We have consistently earned a A+ Superior rating by A.M. Best, the respected analyst of the insurance industry. This rating confirms our superior financial strength.

We serve over 1 million individual life and annuity customers, with over $90 billion of insurance in force.
We have pioneered the development of new and innovative products that have helped to revolutionize the industry.

   
 
 
Renters Insurance
Imagine for a moment that you’ve just returned home from a long day at work to find that there has been a fire. Everything you own has been destroyed: your TV, VCR, Stereo, CDs, dishes, furniture and clothing. Who will pay to replace all of your belongings? Where will you stay until your apartment is renovated?

Covers losses to your property when you are renting either an apartment or home.
Offers additional coverage for loss of use: pays the additional cost of living in hotels, eating in restaurants, etc while your living quarters are uninhabitable.
Contents replacement; option of replacement or repair with out the hassle of deducting for depreciation.
Discounts: Non-smoker, 50+, Auto/Renters, Protective devices (alarms).

Coverage Options:
o Personal Property damage from most types of damage.
o Loss of Use; if you can’t live in your house after a covered loss, we cover additional cost of living in hotels, meals, etc.
o Personal Liability for certain occurrences.
o Personal Article floater for jewelry, furs, guns, etc.
o Many more

Homeowners Insurance
Your home is perhaps your most valued possession. You need the best coverage available – at a reasonable price. You also want the flexibility to choose your options. We offer the best of all possible worlds. We have the expertise to get you back where you belong in the event of an unfortunate accident.

Coverage Options include:
o Personal Property damage from most types of damage.
o Loss of Use; if you can’t live in your house after a covered loss, we cover additional cost of living in hotels, meals, etc.
o Personal Liability for certain occurrences.
o Personal Article floater for jewelry, furs, guns, etc.
o Many more

We cover losses to your home and belongings.
Offers additional coverage for loss of use: pays the additional cost of living in hotels, eating in restaurants, etc while your living quarters are uninhabitable.
Contents replacement; option of replacement or repair with out the hassle of deducting for depreciation.
Discounts: Non-smoker, 50+, Protective devices (alarms), Auto/home, New home.

Landlord protector
Protects individual that have a rental unit that is a one to four family dwelling. Covers almost any types of
damage exclusion apply.
Discounts: New home

Annuities
Offer the advantage of competitive interest rates based on sound company investment practices. We specify a minimum rate of growth throughout the lifetime of the contract ensuring that the necessary funds will be available to you in the long run.

Commercial Insurance
We offer a wide variety of commercial products. We cover Restaurants, Apartments, Landlords and much
more. Our Commercial products offer General Liability, Crime, Auto, Umbrella, Property, Key employee and
other coverages. As with all policies the Company owners can easily contact us with any questions or to get help with claims.